{"id":1050,"date":"2022-11-02T19:10:51","date_gmt":"2022-11-02T19:10:51","guid":{"rendered":"http:\/\/dephicap.com\/?p=1050"},"modified":"2023-03-03T20:59:15","modified_gmt":"2023-03-03T20:59:15","slug":"faire-face-aux-remboursements-des-pge","status":"publish","type":"post","link":"https:\/\/dephicap.com\/dev\/faire-face-aux-remboursements-des-pge\/","title":{"rendered":"Faire face aux remboursements des PGE"},"content":{"rendered":"<div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 articleheaderzone vce-row-equal-height vce-row-content--bottom\" id=\"el-d1450f90\" data-vce-do-apply=\"all el-d1450f90\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-34p vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first articlezoneleftpicture\" id=\"el-a01e5c2c\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-a01e5c2c\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-a01e5c2c\"><div class=\"vce-single-image-container vce-single-image--align-left\"><div class=\"vce vce-single-image-wrapper\" id=\"el-068c0912\" data-vce-do-apply=\"all el-068c0912\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 1200px;\"><div class=\"vce-single-image-inner vce-single-image--absolute\" style=\"width: 100%; padding-bottom: 100%;\"><img decoding=\"async\" class=\"vce-single-image\"  data-width=\"1200\" data-height=\"1200\" src=\"https:\/\/dephicap.com\/dev\/wp-content\/uploads\/DEPHICAP-Publication.jpg?vcv-dynamic-field=featured_image&alt=&caption=&title=DEPHICAP+-+Publication\" data-img-src=\"https:\/\/dephicap.com\/dev\/wp-content\/uploads\/DEPHICAP-Publication.jpg?vcv-dynamic-field=featured_image&alt=&caption=&title=DEPHICAP+-+Publication\" data-attachment-id=\"0\"   data-dynamic=\"featured_image\" alt=\"\" title=\"image005\" \/><\/div><\/div><figcaption><\/figcaption><\/figure><\/div><\/div><\/div><\/div><\/div><div class=\"vce-col vce-col--md-66p vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last\" id=\"el-aed5d2e7\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-aed5d2e7\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-aed5d2e7\"><div class=\"vce-text-block dateonpostzone\"><div class=\"vce-text-block-wrapper vce\" id=\"el-511ec16a\" data-vce-do-apply=\"all el-511ec16a\"><p>2 novembre 2022<\/p><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-740532d3\" data-vce-do-apply=\"all el-740532d3\"><h1>Faire face aux remboursements des PGE<\/h1><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-a6542a48\" data-vce-do-apply=\"all el-a6542a48\"><p><em>DEPHICAP, expert en pilotage d\u2019entreprise et gestion financi\u00e8re en \u00cele-de-France, vous accompagne face aux remboursements des PGE. Explications et solutions.<\/em><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 articlecontentzone vce-row-equal-height vce-row-content--top\" id=\"el-801d4b17\" data-vce-do-apply=\"all el-801d4b17\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-f4089162\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-f4089162\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-f4089162\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-62e1690e\" data-vce-do-apply=\"all el-62e1690e\"><div id=\"contentsContainer\" class=\"style-scope qowt-page\">\n<div id=\"contents\" class=\"style-scope qowt-page\">\n<h1 id=\"E429\" class=\"x-scope qowt-word-para-2\"><span id=\"E430\">Comment faire face aux remboursements des PGE ?<\/span><\/h1>\n<p id=\"E432\" class=\"x-scope qowt-word-para-1\"><span id=\"E433\">Suite \u00e0 la crise sanitaire et aux diff\u00e9rents confinements, l\u2019\u00e9conomie et les entreprise<\/span><span id=\"E434\">s<\/span><span id=\"E435\"> ont \u00e9t\u00e9 <\/span><span id=\"E436\">particuli\u00e8rement<\/span><span id=\"E437\"> malmen\u00e9es. L\u2019<\/span><span id=\"E438\">\u00c9<\/span><span id=\"E439\">tat a cepend<\/span><span id=\"E440\">ant propos\u00e9 diff\u00e9rent<\/span><span id=\"E441\">es solutions <\/span><span id=\"E442\">pour pal<\/span><span id=\"E443\">l<\/span><span id=\"E444\">ier ces <\/span><span id=\"E445\">difficult\u00e9s \u00e9conomiques. L<\/span><span id=\"E446\">e<\/span><span id=\"E447\"> PGE en faisait partie. <\/span><\/p>\n<p id=\"E448\" class=\"x-scope qowt-word-para-1\"><span id=\"E449\">Aujourd\u2019hui, l\u2019heure des premiers remboursements est <\/span><span id=\"E450\">arriv\u00e9e<\/span><span id=\"E451\">. Pour faire face \u00e0 cette situation, <\/span><span id=\"E452\">il est important d\u2019anticiper et de se pr\u00e9parer au mieux. <\/span><\/p>\n<p id=\"E453\" class=\"x-scope qowt-word-para-1\"><span id=\"E454\">Aujourd\u2019hui, DEPHICAP <\/span><span id=\"E455\">fait avec vous le point sur<\/span><span id=\"E456\"> le<\/span><span id=\"E457\"> remboursement des PGE.<\/span><\/p>\n<h2 id=\"E459\" class=\"x-scope qowt-word-para-3\"><span id=\"E460\">Comprendre le PGE<\/span><\/h2>\n<ul>\n<li id=\"E461\" class=\"qowt-li-1_0 qowt-list qowt-stl-Paragraphedeliste x-scope qowt-word-para-1\"><span id=\"E462\">Le PGE, pr\u00eat garanti par l\u2019<\/span><span id=\"E463\">\u00c9<\/span><span id=\"E464\">tat<\/span><span id=\"E465\">,<\/span><span id=\"E466\"> est un pr\u00eat bancaire mis en place pour soutenir les entreprises fran\u00e7aises.<\/span><\/li>\n<li id=\"E468\" class=\"qowt-li-1_0 qowt-list qowt-stl-Paragraphedeliste x-scope qowt-word-para-1\"><span id=\"E469\">Entre mars 2020 et juin 2022, toutes les entreprises impact\u00e9es par la crise sanitaire, quelle que soit leur taille, ont pu demander un PGE. <\/span><\/li>\n<li id=\"E470\" class=\"qowt-stl-Paragraphedeliste x-scope qowt-word-para-1\"><span id=\"E471\">On compte plus de 697\u00a0000 entreprises ayant contract\u00e9 un PGE.<\/span><\/li>\n<li id=\"E473\" class=\"qowt-li-1_0 qowt-list qowt-stl-Paragraphedeliste x-scope qowt-word-para-1\"><span id=\"E474\">Ce dispositif impliquait la garantie de l\u2019\u00c9tat et un amortissement diff\u00e9r\u00e9 initial de 12 <\/span><span id=\"E475\">mois<\/span><span id=\"E476\"> avec une possibilit\u00e9 de 24 mois<\/span><span id=\"E477\">. Cela signifie que le PGE \u00e9tait remboursable au bout d\u2019un an<\/span><span id=\"E478\"> ou 2 <\/span><span id=\"E480\">ans <\/span><span id=\"E481\">.<\/span><span id=\"E483\"> <\/span><\/li>\n<li id=\"E485\" class=\"qowt-li-1_0 qowt-list qowt-stl-Paragraphedeliste x-scope qowt-word-para-1\"><span id=\"E486\">Pour rembourser votre PGE vous avez le choix entre un remboursement int\u00e9gral en une fois ou un amortissement sur plusieurs ann\u00e9es. Votre choix entre ces deux possibilit\u00e9s doit \u00eatre pr\u00e9cis\u00e9 \u00e0 votre banque 2 \u00e0 4 mois avant la date anniversaire de votre PGE.<\/span><\/li>\n<\/ul>\n<h2 id=\"E488\" class=\"x-scope qowt-word-para-3\"><span id=\"E489\">Le remboursement des PGE<\/span><\/h2>\n<p id=\"E490\" class=\"x-scope qowt-word-para-1\"><span id=\"E491\">Les PGE sont des <\/span><span id=\"E492\">pr\u00eats<\/span><span id=\"E493\"> bancaires et doivent donc \u00eatre rembours\u00e9s. Cependant, la crise a beaucoup impact\u00e9 les entreprises et les difficult\u00e9s sont toujours pr\u00e9sentes.<\/span><span id=\"E494\"> En janvier 2022, seul<\/span><span id=\"E495\">s<\/span><span id=\"E496\"> 16% des entreprises avaient rembours\u00e9 leur PGE. <\/span><\/p>\n<p id=\"E497\" class=\"x-scope qowt-word-para-1\"><span id=\"E498\">On peut distinguer deux situations <\/span><span id=\"E499\">inh\u00e9rentes au remboursement du PGE\u00a0:<\/span><\/p>\n<\/div>\n<\/div>\n<div id=\"contentsContainer\" class=\"style-scope qowt-page\">\n<div id=\"contents\" class=\"style-scope qowt-page\">\n<ul>\n<li id=\"E500\" class=\"qowt-li-4_0 qowt-list qowt-stl-Paragraphedeliste x-scope qowt-word-para-1\"><span id=\"E501\">Les entreprises en difficult\u00e9 qui vont l\u2019\u00eatre encore plus avec la n\u00e9cessit\u00e9 de rembourser leur PGE. En grande souffrance financi\u00e8re, elles risquent de ne pas survivre et voir les faillites et autres proc\u00e9dures collectives arriver.<\/span><\/li>\n<li id=\"E503\" class=\"qowt-li-4_0 qowt-list qowt-stl-Paragraphedeliste x-scope qowt-word-para-1\"><span id=\"E504\">Les entreprises qui r\u00e9ussiront \u00e0 s\u2019en sortir malgr\u00e9 le remboursement de leur PGE<\/span><span id=\"E505\">,<\/span><span id=\"E506\"> mais qui n\u2019auront plus de tr\u00e9sorerie pour investir et se d\u00e9velopper.<\/span><\/li>\n<\/ul>\n<p id=\"E507\" class=\"x-scope qowt-word-para-1\"><span id=\"E508\">Quelle que soit votre situation, <\/span><span id=\"E509\">DEPHICAP peut vous aider \u00e0 trouver des solutions.<\/span><\/p>\n<h3 id=\"E510\" class=\"qowt-stl-Titre3 x-scope qowt-word-para-4\"><span id=\"E511\" class=\"qowt-font5-Calibri\">Les d\u00e9lais de remboursement initiaux\u00a0<\/span><\/h3>\n<ul>\n<li id=\"E512\" class=\"qowt-li-6_0 qowt-list x-scope qowt-word-para-1\"><span id=\"E513\">D\u00e9calage d<\/span><span id=\"E514\">\u2019<\/span><span id=\"E515\">1 an minimum pour les premiers remboursements<\/span><\/li>\n<li id=\"E516\" class=\"qowt-li-6_0 qowt-list x-scope qowt-word-para-1\"><span id=\"E517\">Amortissement autoris\u00e9 entre 1 et 5 ans suppl\u00e9mentaires (soit une dur\u00e9e maximale de 6 ans pour rembourser le PGE)<\/span><\/li>\n<li id=\"E518\" class=\"qowt-li-6_0 qowt-list x-scope qowt-word-para-1\"><span id=\"E519\">La possibilit\u00e9 pour les entreprises de demander un remboursement diff\u00e9r\u00e9 suppl\u00e9mentaire d\u20191 an (soit 2 ans<\/span><span id=\"E520\"> de diff\u00e9r\u00e9<\/span><span id=\"E521\"> au total<\/span><span id=\"E522\"> <\/span><span id=\"E523\">\u2013 et <\/span><span id=\"E524\">ce, <\/span><span id=\"E525\">dans le d\u00e9lai des 6 ans maximum), pendant lequel seuls les int\u00e9r\u00eats et le co\u00fbt de la garantie d\u2019\u00c9tat seront \u00e0 rembourser.<\/span><\/li>\n<\/ul>\n<h3 id=\"E526\" class=\"x-scope qowt-word-para-3\"><span id=\"E527\">Les mises <\/span><span id=\"E528\">\u00e0 jour<\/span><span id=\"E529\"> <\/span><span id=\"E530\">des r\u00e8gles de<\/span><span id=\"E531\"> <\/span><span id=\"E532\">remboursement<\/span><\/h3>\n<p id=\"E534\" class=\"x-scope qowt-word-para-1\"><span id=\"E535\">Pour <\/span><span id=\"E536\">soutenir<\/span><span id=\"E537\"> les TPE\/PME, le ministre de l&rsquo;\u00c9conomie a annonc\u00e9<\/span><span id=\"E538\"> en d\u00e9but d\u2019ann\u00e9e <\/span><span id=\"E539\">de nouvelles mesures <\/span><span id=\"E540\">pour faciliter le remboursement des PGE. <\/span><\/p>\n<p id=\"E541\" class=\"x-scope qowt-word-para-3\"><span id=\"E542\">Ainsi, les entreprises en situation financi\u00e8re critique et <\/span><span id=\"E543\">ayant<\/span><span id=\"E544\"> emprunt<\/span><span id=\"E545\">\u00e9<\/span><span id=\"E546\"> moins de 50<\/span><span id=\"E547\"> <\/span><span id=\"E548\">000 euros <\/span><span id=\"E549\">peuvent demander<\/span><span id=\"E550\"> un \u00e9talement du remboursement jusqu&rsquo;\u00e0 10 ans<\/span><span id=\"E551\"> (au lieu des 6 pr\u00e9vus)<\/span><span id=\"E552\"> et d\u00e9caler la premi\u00e8re \u00e9ch\u00e9ance de remboursement de 6 mois.<\/span><\/p>\n<p id=\"E553\" class=\"x-scope qowt-word-para-1\"><span id=\"E554\">Voil\u00e0 qui permettra \u00e0 certaines entreprise<\/span><span id=\"E555\">s<\/span><span id=\"E556\"> de souffler un peu. Cependant, cette solution n\u2019est pas stable pour bon nombre d\u2019entreprise<\/span><span id=\"E557\">s<\/span><span id=\"E558\">. Et surtout, cela ne concerne pas celles ayant contract\u00e9 un PGE de plus de 50\u00a0000 euros.<\/span><\/p>\n<h2 id=\"E560\" class=\"x-scope qowt-word-para-3\"><span id=\"E561\">Les proc\u00e9dures collectives et conciliations<\/span><\/h2>\n<ul>\n<li id=\"E565\" class=\"qowt-li-2_0 qowt-list qowt-stl-NormalWeb x-scope qowt-word-para-4\"><span id=\"E566\" class=\"qowt-font5-Calibri\">Selon l\u2019article L611-4 et suivants du code de commerce, <\/span><span id=\"E567\" class=\"qowt-font5-Calibri\">p<\/span><span id=\"E568\" class=\"qowt-font5-Calibri\">our les PGE \u00e0 partir de 50\u00a0000 \u20ac, la restructuration peut \u00eatre anticip\u00e9e dans le cadre d\u2019une proc\u00e9dure de conciliation<\/span><span id=\"E569\" class=\"qowt-font5-Calibri\">.<\/span><\/li>\n<li id=\"E571\" class=\"qowt-li-2_0 qowt-list qowt-stl-NormalWeb x-scope qowt-word-para-4\"><span id=\"E572\" class=\"qowt-font5-Calibri\">Les PGE, qu\u2019importe leur montant, peuvent aussi <\/span><span id=\"E573\" class=\"qowt-font5-Calibri\">\u00eatre restructur\u00e9s dans le cadre d\u2019une sauvegarde, d\u2019un redressement judiciaire ou d\u2019une proc\u00e9dure de traitement de sortie de crise.<\/span><span id=\"E574\" class=\"qowt-font5-Calibri\"> Autant de possibilit\u00e9s qui sont complexes et contraignante<\/span><span id=\"E575\" class=\"qowt-font5-Calibri\">s<\/span><span id=\"E576\" class=\"qowt-font5-Calibri\"> pour l\u2019entreprise et le chef d\u2019entreprise.<\/span><\/li>\n<\/ul>\n<p id=\"E578\" class=\"x-scope qowt-word-para-1\"><span id=\"E579\">Pour \u00e9viter <\/span><span id=\"E580\">d<\/span><span id=\"E581\">es proc\u00e9dures collectives<\/span><span id=\"E582\"> trop lourdes<\/span><span id=\"E583\">, il est n\u00e9cessaire que les entreprises se fassent accompagner de mani\u00e8re personnalis\u00e9<\/span><span id=\"E584\">e<\/span><span id=\"E585\"> \u00e0 la recherche de solutions vari\u00e9es et p\u00e9rennes.<\/span><\/p>\n<h3 id=\"E587\" class=\"x-scope qowt-word-para-3\"><span id=\"E588\">Les autres solutions possibles<\/span><\/h3>\n<p id=\"E589\" class=\"x-scope qowt-word-para-1\"><span id=\"E590\">Bien entendu, il existe un grand nombre d\u2019autres solutions possibles au remboursement des PGE<\/span><span id=\"E591\">.<\/span><\/p>\n<p id=\"E592\" class=\"x-scope qowt-word-para-1\"><span id=\"E593\">En prenant du recul<\/span><span id=\"E595\"> et en demandant de l\u2019aide \u00e0 des experts, vous pourrez trouver d\u2019autres <\/span><\/p>\n<p class=\"x-scope qowt-word-para-1\">strat\u00e9gies <span id=\"E596\">pour faciliter le<\/span><span id=\"E597\"> remboursement <\/span><span id=\"E598\">de votre PGE <\/span><span id=\"E599\">telles que\u00a0:<\/span><\/p>\n<\/div>\n<\/div>\n<div id=\"contentsContainer\" class=\"style-scope qowt-page\">\n<div id=\"contents\" class=\"style-scope qowt-page\">\n<ul>\n<li id=\"E600\" class=\"qowt-li-7_0 qowt-list qowt-stl-Paragraphedeliste x-scope qowt-word-para-1\"><span id=\"E601\">R\u00e9cup\u00e9rer<\/span><span id=\"E602\"> de la capacit\u00e9 de tr\u00e9sorerie via d\u2019autres leviers<\/span><\/li>\n<li id=\"E603\" class=\"qowt-li-7_0 qowt-list qowt-stl-Paragraphedeliste x-scope qowt-word-para-1\"><span id=\"E604\">Trouver <\/span><span id=\"E605\">d\u2019autres sources de financement<\/span><\/li>\n<li id=\"E606\" class=\"qowt-li-7_0 qowt-list qowt-stl-Paragraphedeliste x-scope qowt-word-para-1\"><span id=\"E607\">Optimiser vos<\/span><span id=\"E608\"> co<\/span><span id=\"E609\">\u00fb<\/span><span id=\"E610\">ts <\/span><span id=\"E611\">d\u2019<\/span><span id=\"E612\"> entreprise<\/span><\/li>\n<\/ul>\n<p id=\"E618\" class=\"qowt-li-7_0 qowt-list qowt-stl-Paragraphedeliste x-scope qowt-word-para-1\"><span id=\"E619\">\u2026<\/span><\/p>\n<h2 id=\"E621\" class=\"x-scope qowt-word-para-3\"><span id=\"E622\">Audit et accompagnement pour des solutions p\u00e9rennes<\/span><\/h2>\n<p id=\"E623\" class=\"x-scope qowt-word-para-1\"><span id=\"E624\">Pour faire le point sur votre situation financi\u00e8re globale et les solutions de remboursement les plus adapt\u00e9<\/span><span id=\"E625\">e<\/span><span id=\"E626\">s \u00e0 votre cas, <\/span><span id=\"E627\">l\u2018audit est votre meilleur allier.<\/span><\/p>\n<p id=\"E628\" class=\"x-scope qowt-word-para-1\"><span id=\"E629\">Le principe d\u2019un audit est d<\/span><span id=\"E630\">\u2019effectuer une analyse objective de votre situation. Cela concerne l<\/span><span id=\"E631\">es situations financi\u00e8re, bancaire, organisationnelle et autres.<\/span><\/p>\n<p id=\"E632\" class=\"x-scope qowt-word-para-1\"><span id=\"E633\">Cet<\/span><span id=\"E634\">te<\/span><span id=\"E635\"> analyse permet de faire ressortir vos forces et vos faiblesses et <\/span><span id=\"E636\">les leviers d\u2019action possible<\/span><span id=\"E637\">s<\/span><span id=\"E638\"> pour \u00e9viter les situations critiques.<\/span><\/p>\n<p id=\"E639\" class=\"x-scope qowt-word-para-1\"><span id=\"E640\">D\u00e8s lors, des solutions et des pr\u00e9conisations pourront \u00eatre faites.<\/span><\/p>\n<h3 id=\"E642\" class=\"x-scope qowt-word-para-3\"><span id=\"E643\">DEPHICAP \u00e0 vos c\u00f4t\u00e9s<\/span><\/h3>\n<p id=\"E646\" class=\"x-scope qowt-word-para-1\"><span id=\"E647\">Pour vous aider \u00e0 g\u00e9rer au mieux vos remboursement<\/span><span id=\"E648\">s<\/span><span id=\"E649\"> de PGE et plus globalement \u00e0 faire le point sur votre gestion financi\u00e8re, DEPHICAP est \u00e0 vos c\u00f4t\u00e9s.<\/span><\/p>\n<p id=\"E650\" class=\"x-scope qowt-word-para-1\"><span id=\"E651\">En tant qu\u2019expert en finance et en pilotage d\u2019entreprise, DEPHICAP vous accompagne dans cet<\/span><span id=\"E652\">te<\/span><span id=\"E653\"> d\u00e9marche d\u2019audit et vous fourni<\/span><span id=\"E654\">t<\/span><span id=\"E655\"> ses conseils avis\u00e9s \u00e0 travers un plan d\u2019action d\u00e9taill\u00e9.<\/span><\/p>\n<p id=\"E656\" class=\"x-scope qowt-word-para-1\"><span id=\"E657\">DEPHICAP, c\u2019est un accompagnement complet<\/span><span id=\"E658\"> et humain<\/span><span id=\"E659\"> aussi bien sur le plan financier et bancaire que sur la gestion globale de votre entreprise.<\/span><\/p>\n<p id=\"E661\" class=\"x-scope qowt-word-para-1\" style=\"text-align: center\"><span id=\"E662\">Envie d\u2019en savoir plus\u00a0? Besoin <\/span><span id=\"E663\">d\u2019aide dans la gestion de votre PGE<\/span><span id=\"E664\">\u00a0? <\/span><span id=\"E665\">Questions et inqui\u00e9tudes concernant votre situation financi\u00e8re<\/span><span id=\"E666\">\u00a0? Contactez-nous d\u00e8s aujourd\u2019hui<\/span><span id=\"E667\">, nous vous trouverons des solutions adapt\u00e9es.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 autrespublications vce-row-equal-height vce-row-content--top\" id=\"el-38c9b2fb\" data-vce-do-apply=\"all el-38c9b2fb\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-9e856139\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-9e856139\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-9e856139\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-44b960e8\" data-vce-do-apply=\"all el-44b960e8\"><p><em><strong>Autres Publications<\/strong><\/em><\/p><p><div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-grid pt-cv-colsys pt-cv-same-height\" id=\"pt-cv-view-7e9a9659ui\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"4\" data-cvct=\"2\" data-cvcm=\"1\"><div class=\"col-md-3 col-sm-6 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"1075\"><div class='pt-cv-ifield'><a href=\"https:\/\/dephicap.com\/dev\/audit-et-diagnostic-organisationnel-en-entreprise\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img width=\"790\" height=\"790\" src=\"https:\/\/dephicap.com\/dev\/wp-content\/uploads\/Decembre-20122022-790x790.png\" class=\"pt-cv-thumbnail img-none skip-lazy \" alt=\"Audit et diagnostic organisationnel en entreprise\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/dephicap.com\/dev\/audit-et-diagnostic-organisationnel-en-entreprise\/\" class=\"_self cvplbd\" target=\"_self\" >Audit et diagnostic organisationnel en entreprise<\/a><\/h4><\/div><\/div>\n<div class=\"col-md-3 col-sm-6 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"1055\"><div class='pt-cv-ifield'><a href=\"https:\/\/dephicap.com\/dev\/piloter-son-entreprise-de-maniere-agile\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img width=\"790\" height=\"790\" src=\"https:\/\/dephicap.com\/dev\/wp-content\/uploads\/Decembre-1-790x790.jpg\" class=\"pt-cv-thumbnail img-none skip-lazy \" alt=\"Piloter son entreprise de mani\u00e8re agile\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/dephicap.com\/dev\/piloter-son-entreprise-de-maniere-agile\/\" class=\"_self cvplbd\" target=\"_self\" >Piloter son entreprise de mani\u00e8re agile<\/a><\/h4><\/div><\/div>\n<div class=\"col-md-3 col-sm-6 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"1050\"><div class='pt-cv-ifield'><a href=\"https:\/\/dephicap.com\/dev\/faire-face-aux-remboursements-des-pge\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img width=\"790\" height=\"790\" src=\"https:\/\/dephicap.com\/dev\/wp-content\/uploads\/DEPHICAP-Publication-790x790.jpg\" class=\"pt-cv-thumbnail img-none skip-lazy \" alt=\"Faire face aux remboursements des PGE\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/dephicap.com\/dev\/faire-face-aux-remboursements-des-pge\/\" class=\"_self cvplbd\" target=\"_self\" >Faire face aux remboursements des PGE<\/a><\/h4><\/div><\/div>\n<div class=\"col-md-3 col-sm-6 col-xs-12 pt-cv-content-item pt-cv-1-col\"  data-pid=\"1060\"><div class='pt-cv-ifield'><a href=\"https:\/\/dephicap.com\/dev\/optimiser-les-couts-en-entreprise\/\" class=\"_self pt-cv-href-thumbnail pt-cv-thumb-default cvplbd\" target=\"_self\" ><img width=\"790\" height=\"790\" src=\"https:\/\/dephicap.com\/dev\/wp-content\/uploads\/Janvier-31-nouvelle-photo-790x790.png\" class=\"pt-cv-thumbnail img-none skip-lazy \" alt=\"Optimiser les co\u00fbts en entreprise\" \/><\/a>\n<h4 class=\"pt-cv-title\"><a href=\"https:\/\/dephicap.com\/dev\/optimiser-les-couts-en-entreprise\/\" class=\"_self cvplbd\" target=\"_self\" >Optimiser les co\u00fbts en entreprise<\/a><\/h4><\/div><\/div><\/div><\/div><\/div>\t\t\t<style type=\"text\/css\" id=\"pt-cv-inline-style-4999cc5k4j\">#pt-cv-view-7e9a9659ui .pt-cv-title a, #pt-cv-view-7e9a9659ui  .panel-title { color: #3d3d3d !important; font-weight: 600 !important; display: block !important; text-align: center !important; clear: both !important; }\n#pt-cv-view-7e9a9659ui .pt-cv-readmore  { color: #ffffff !important; background-color: #00aeef !important; }\n#pt-cv-view-7e9a9659ui .pt-cv-readmore:hover  { color: #ffffff !important; background-color: #00aeef !important; }<\/style>\n\t\t\t<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>DEPHICAP, expert en pilotage d\u2019entreprise et gestion financi\u00e8re en \u00cele-de-France, vous accompagne face aux remboursements des PGE. Explications et solutions.<\/p>\n","protected":false},"author":1,"featured_media":1049,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1050","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/dephicap.com\/dev\/wp-json\/wp\/v2\/posts\/1050","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dephicap.com\/dev\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dephicap.com\/dev\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dephicap.com\/dev\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dephicap.com\/dev\/wp-json\/wp\/v2\/comments?post=1050"}],"version-history":[{"count":4,"href":"https:\/\/dephicap.com\/dev\/wp-json\/wp\/v2\/posts\/1050\/revisions"}],"predecessor-version":[{"id":1054,"href":"https:\/\/dephicap.com\/dev\/wp-json\/wp\/v2\/posts\/1050\/revisions\/1054"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dephicap.com\/dev\/wp-json\/wp\/v2\/media\/1049"}],"wp:attachment":[{"href":"https:\/\/dephicap.com\/dev\/wp-json\/wp\/v2\/media?parent=1050"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dephicap.com\/dev\/wp-json\/wp\/v2\/categories?post=1050"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dephicap.com\/dev\/wp-json\/wp\/v2\/tags?post=1050"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}